Strategic Services

People are your greatest assets. The best way to attract and retain them is with a sound employee benefits strategy created by experts you trust. ABA takes our responsibility as your partner very seriously, and we do our homework to ensure your benefits plan delivers the maximum advantage to your employees and your bottom line.    

At the outset, we will analyze your current programs and recommend a strategy that aligns with your corporate culture and financial objectives. We’ll handle every step of the implementation, including negotiations of rates, performance guarantees and contracts. Once the plan is in place, we’ll continue to guide you with claims, contributions and network analyses, competitive plan marketing and negotiations and strategy-based renewals.

Wellness Strategy

As part of a wellness strategy, ABA embraces care management technology and a service platform that engages your employees and gets to the goal of a healthier population, ultimately controlling costs...

Contribution and Enrollment Analysis

ABA provides a unique, interactive tool that allows us to evaluate various enrollment / contribution strategies and the impact on your plan costs.

Plan Cost Analyses

ABA will provide complete financial analyses of your health and welfare programs, calculating your projected and maximum costs, COBRA rates, fully insured equivalents, employee contributions and other vital factors. You’ll receive relevant claim, enrollment and financial reports on the schedule you prefer: monthly, quarterly, semiannually or annually.

Underwriting

ABA President Robert Petcove has been underwriting cases for 20 years. His understanding of costs associated with each client is the backbone of ABA’s savings platform. This knowledge and experience guides our in-house underwriters to determine appropriate loss ratios, negotiate pricing, thereby striking the best deals for our clients year after year. 

National and Local Benchmarking

Wouldn’t you like to know if your local, regional or national competitors are offering more benefits or higher employer contributions than you are? ABA can demonstrate the similarities and differences in your programs and recommend steps to give you the edge. 

Quarterly Update Meetings

Rarely do new opportunities and critical business issues conveniently coincide with your plan's renewal schedule. That’s why ABA proactively analyzes data and meets with you at least four times per year to keep you informed and prevent surprises. These face-to-face sessions give us the chance to fix short-term problems, make adjustments at open enrollment or mid-year and, more importantly, look ahead to future possibilities. 

Compliance Updates

ABA provides timely updates on legal and regulatory information to keep you in compliance. We do not provide legal counsel, but we do have partnerships with world-class ERISA attorneys who extend discounted rates to ABA clients.